Insurance

The Insurance Group represents a wide variety of insurance-related businesses, including life, property and casualty insurers, workers’ compensation insurers, non-profit hospital service corporations, reinsurers, health maintenance organizations, insurance agencies and insurance servicer companies.

The members of the Group serve as counsel to domestic insurance companies in Rhode Island, and insurance companies, agents and brokers engaged in business in Rhode Island and Massachusetts. We represent Massachusetts agencies with respect to Rhode Island licensing issues. In addition to dealing with varied issues such as obtaining insurance charters, holding companies and agency licenses, these attorneys have extensive experience in rate hearings, form filings, compliance matters and all aspects of regulatory counseling. We counsel clients with respect to consumer complaints, company and agency licensing issues and all other aspects of insurance business operations in Rhode Island and Massachusetts. The Firm also provides coverage and defense services in errors and omissions, directors and officers, employment and lead paint issues.

The Group has substantial experience in mergers and acquisitions. We represented a large insurance agency in its acquisition by a regional bank and advised an agency on a joint marketing agreement with a Rhode Island bank. Other matters include the representation of investors in the acquisition of an insurance company, the acquisition of insurance agencies and acting as special counsel to the Rhode Island Department of Business Regulation in the Receivership of three insurers. We also have litigation expertise in the administrative and appellate processes associated with insurance rate-setting and regulations and represent clients in policy interpretation issues, loss coverage, anti-trust issues and bonding claims and other aspects of insurance in state and federal courts. Additionally, members of the Group represent numerous insurance agencies and companies before the Rhode Island and Massachusetts Divisions of Insurance.

Several of the group's attorneys participate actively in insurance related organizations including: Federation of Regulators Counsel (FORC), RI Governor's Insurance Council, Federation of Defense & Corporate Counsel (FDCC), DRI-The Voice of the Defense Bar, DCRI (Defense Counsel of Rhode Island, and Litigation Counsel of America. Also, they contribute articles to The Anchor, a quarterly publication of IIARI, and to FORC e-alerts with respect to RI regulations updates.