CLIENT SPOTLIGHT: Factory Five Racing

Factory Five Racing was founded in 1995. Over the years they have grown from a start-up business in a small garage to become the world's largest manufacturer of "build-it-yourself" component car kits. They employ a full-time crew of about 40 people, and are located in Wareham, Massachusetts (about an hour south of Boston). They make their products right here in the USA, in the heart of New England where American manufacturing was born.
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CLIENT SPOTLIGHT: Luca + Danni

Fred and Danny Magnanimi grew up watching their father create beautiful, handcrafted jewelry in the family's Cranston, RI jewelry manufacturing business. When the boys grew up, Fred moved to New York and began working on Wall Street as an investment banker, while younger brother Danny, still enamored by the family business, stayed home. Increased competition from overseas businesses created significant challenges for the business, but Danny was confident he could find a way for the family business to evolve and thrive. This was his mission, this was his passion.
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        "Rhode Island DBR Issues Press Release on Loan Modification Activity"

        Click here to review a copy of Rhode Island Press Release on Loan Modification.

        On June 15, 2009, the Rhode Island Department of Business Regulation, Division of Banking, issued a press release entitled "Loan Modifications", in response to inquiries made to the Division regarding individuals who are directly or indirectly negotiating loan modification terms for borrowers. The purpose of the press release is to notify loan modifiers of the applicability of the Rhode Island Uniform Debt-Management Services Act, R.I.G.L. §19-14.8-1 et seq. (the "Act") to certain loan modification activities. Specific concerns of the Division include the practice of charging "high up front fees regardless of services rendered" and giving advice to consumers to "cease making mortgage payments, even when already delinquent". The Act requires any person who provides debt-management services to an individual who the person reasonably should know resides in Rhode Island at the time the person agrees to provide the services, to be registered with the Division as a Debt-Management Service Provider. Any person who has provided such services for compensation and who is not registered under the Act must cease all loan modification activity and notify the Division of any past activity.