CLIENT SPOTLIGHT: Grillo's Pickles

If you haven't been to the Grillo's Pickles website, you should. There, you'll find the fantastic story of how this company began. We've copied part of it here to save you a click.

Grillo's Pickles began with a pickle cart, just a small wooden stand in downtown Boston, where Travis Grillo and his friends would sell two spears for one dollar. Travis would make the pickles by night using his family's 100-year old recipe - one he'd memorized from making pickles every summer as a kid. In the morning, Travis would bike to the Boston Common and set up the cart with his buddies. They'd hang out all day, urging people to try the simple Grillo family pickle. It was a small business but Travis worked hard for it. He made more pickles, biked more miles, and slept less hours than he ever had before.
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CLIENT SPOTLIGHT: Factory Five Racing

Factory Five Racing was founded in 1995. Over the years they have grown from a start-up business in a small garage to become the world's largest manufacturer of "build-it-yourself" component car kits. They employ a full-time crew of about 40 people, and are located in Wareham, Massachusetts (about an hour south of Boston). They make their products right here in the USA, in the heart of New England where American manufacturing was born.
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Fred and Danny Magnanimi grew up watching their father create beautiful, handcrafted jewelry in the family's Cranston, RI jewelry manufacturing business. When the boys grew up, Fred moved to New York and began working on Wall Street as an investment banker, while younger brother Danny, still enamored by the family business, stayed home. Increased competition from overseas businesses created significant challenges for the business, but Danny was confident he could find a way for the family business to evolve and thrive. This was his mission, this was his passion.
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        "Changes Affecting Massachusetts Credit Union Branching"

        On January 7, 2015, former Governor Deval Patrick signed legislation permitting Massachusetts credit unions to establish branches in the other five New England states and New York, subject to certain limitations and requirements. There were 76 Massachusetts credit unions as of December 31, 2014.

        The legislation, known as “An Act Relative to Credit Union Branching” (the “Act”), amends Chapter 171 of the Massachusetts General Laws to authorize Massachusetts credit unions to establish one or more branches in these states, provided that the branch is located within 100 miles of the credit union’s main office in Massachusetts, and subject to the prior approval of the Massachusetts Commissioner of Banks. Under the Act, credit unions are limited to one out-of-state branch application to the Massachusetts Commissioner of Banks in any 12-month period.

        Under current law and policy of the Massachusetts Commissioner of Banks, branches of a Massachusetts credit union must be located either in the county where the credit union’s main office is located or within 50 miles of the credit union’s main office in a city or town in another county in Massachusetts.

        The Act also contains provisions granting credit unions having a principal place of business in one of the other five New England States or New York the right to establish branches in Massachusetts, if the laws under which it was organized permit it and the laws of the other state grant reciprocal rights to Massachusetts credit unions. The prior approval of the Massachusetts Commissioner of Banks is also required.

        Rhode Island law, for example, contains a similar provision, which permits a credit union chartered in another state to do business in Rhode Island if, in the determination of the Director of the Rhode Island Department of Business Regulation, the laws of the other state provide reciprocal rights to Rhode Island credit unions.

        These changes in Massachusetts law take effect on October 1, 2015. The Act requires the Massachusetts Commissioner of Banks to promulgate rules and regulations implementing the Act no later than July 1, 2015.  

        Please contact Robert Tammero or Patricia Antonelli with questions.