

Amy T. M. Oakley
Over her career, she has represented more than 15 financial institutions in all areas of commercial finance, with special emphasis on non-recourse and limited recourse debt, real estate and construction financing, asset-based financing, bridge and mezzanine financing and multi-lender financing. She has experience with major housing developments, shopping centers, hotels, condominiums and other large scale development projects in Rhode Island and Massachusetts and throughout the country.
Amy represents investors, developers and lenders in federal and state tax credit transactions. She is well-versed in numerous tax credit initiatives and has been involved with historic, low-income housing, brownfields, film and energy efficiency credits as well as other state-specific incentive programs. She worked with RI Commerce to pave the way for lenders to bridge the new Rebuild RI tax credits and regularly represents developers in connection with Rhode Island Commerce incentives: Rebuild RI credits, Sales and Use Tax Rebates, Qualified Jobs credits and Tax Increment Financing.
In the area of real estate, Amy represents developers in all aspects of property acquisitions, sales, tax stabilization, development, leasing and management. Amy regularly serves as local counsel for real estate development projects in Rhode Island.
Education
- University of Hawaii, William S. Richardson School of Law, J.D.
- University of Rhode Island, B.A., magna cum laude
Bar Memberships & Admissions
- Rhode Island
- Massachusetts
Practice Areas
Honors
- Super Lawyers, “Rising Star” in Corporate and Banking Law (2012-2018)
- Providence Business News, “40 Under Forty” Award (2014)
- Leadership Rhode Island, IOTA II (Class of 2013)
Community Activities
- Skills for Rhode Island’s Future, Board of Directors and Corporate Secretary (2017-present)
- Child & Family, former Corporate Secretary, Director and Committee Chair (2010-2015)
Representative Transactions
- Amy has represented lenders in over 350 commercial loan transactions with single and multi-lender financing and a wide range of loan amounts including those in excess of $100,000,000.
- Represented Bank of America as they provided a $75,000,000 credit facility to a Rhode Island based construction company.
- Represented Santander as they acted as agent and lead lender in syndicated master credit facilities totaling $135,000,000 to support multi-state medical and retail fund portfolios.
- Represented Union Mill, LLC as they received construction financing and state and federal tax credit incentives in connection with its adaptive reuse of 16 historic mill buildings known as Pontiac Mills in Warwick, RI into residential and retail space.
- Represented Boston Community Capital as they provided bridge lending secured by Rebuild Rhode Island Tax Credit Initiatives for student housing, market rate housing and affordable housing.